Get paid up to 2 days early when you use Direct Deposit at TAPCO Credit Union
Direct Deposit
Set up direct deposit to your TAPCO checking or savings account. Find TAPCO’s routing number, account number guidance, and learn about early paycheck access.
Get Paid Early with Direct Deposit
When you set up direct deposit to your TAPCO checking or savings account, you may be able to access your paycheck up to 2 days early*. That means your money could be available sooner, giving you more flexibility to plan, pay bills, and manage everyday expenses.
Direct deposit makes it easy to have your paycheck, Social Security benefits, tax refund, or other eligible payments sent directly to your TAPCO account.
Get Started
To set up direct deposit, provide your employer, payroll provider, or benefits provider with the information below.
Financial Institution:
TAPCO Credit UnionRouting Number:
325183233Account Number:
Your TAPCO account numberAccount Type:
Checking or savingsFor checking accounts, use your checking account number, also known as your ACH number.
For savings accounts, use your TAPCO member number.
Find Your Account Number
You can find your account number in Online Banking or the TAPCO Mobile App. You may also use the account information shown on your checks.
For direct deposit into a checking account, use your checking account number, also known as your ACH number.
For direct deposit into a savings account, use your TAPCO member number.
FAQs
TAPCO Credit Union’s routing number is 325183233.
To set up direct deposit, provide your employer, payroll provider, or benefits provider with TAPCO Credit Union’s routing number, your account number, and whether the deposit should go to checking or savings.
For direct deposit into a TAPCO checking account, use your checking account number, also known as your ACH number. For direct deposit into a TAPCO savings account, use your TAPCO member number.
You may be able to access direct deposit paychecks up to 2 days early*. Early access depends on when TAPCO receives payment information from the payer, such as your employer or payroll provider. Availability may vary.
No. Early access depends on payer and file timing. Some payments may be available early, while others may post on the scheduled payment date.
You can find your account number in Online Banking or the TAPCO Mobile App. You may also use the account information shown on your checks.
Yes. Direct deposit may be used for eligible payments such as paychecks, Social Security benefits, tax refunds, and other qualifying deposits.
Many employers and payroll providers allow direct deposits to be split between multiple accounts, but availability depends on the payer. Check with your employer, payroll provider, or benefits provider for their options.
*Up to 2 days early access to direct deposit paychecks, dependent on payer and file timing; availability may vary.