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Business Certificates of Deposit

A predictable way to grow your business savings.

Benefits of Business Certificates of Deposit

A Business Certificate of Deposit (CD) provides a fixed dividend rate over a specified term, offering a dependable option for businesses across Washington seeking steady growth on funds not needed for immediate use.

Businesses can plan ahead with confidence while managing their account digitally and accessing in-person support at branch locations in Tacoma, Fircrest, Puyallup, Frederickson, Gig Harbor, and Bonney Lake.

Fixed Rate

Your dividend rate remains fixed for the entire term, providing predictable returns for Washington businesses.

Terms That Fit

Select from various term options to align with your business goals and cash flow requirements.

Higher Earning Potential

CDs offer higher dividend rates than standard savings accounts when funds are committed for a fixed period.

Federally Insured

Funds are insured up to applicable limits, providing added protection for your business savings.

A Business Certificate of Deposit account is well-suited for:

  • Businesses operating anywhere in Washington with excess cash not needed for daily operations
  • Organizations planning for future expenses or long-term goals
  • Nonprofits seeking a stable savings option
  • Business owners who value predictability and disciplined saving 

Let’s Grow Your Business, Together

Partner with a credit union that puts your goals first. From smart financing to everyday banking tools, we’re ready to help your business thrive.