Money Market
The more you deposit, the more you earn
Here's a market that's always on the upswing. Get stronger savings growth from an account that lets you access your money anytime.
Higher dividend rates than standard savings accounts
Dividends compounded monthly
Manage money through Online Banking and our Mobile App
Keep a balance of $1,000 to avoid a monthly service fee
| Account Balance | Minimum Opening Deposit | Minimum Balance to Earn APY | Dividend Rate | APY* |
|---|---|---|---|---|
| $1,000 - $24,999.99 | $1000 | $1,000 | 1.83% | 1.85% |
| $25,000 - $49,999.99 | $1000 | $25,000 | 1.93% | 1.95% |
| $50,000 - $99,999.99 | $1000 | $50,000 | 1.98% | 2.00% |
| $100,000 or greater | $1000 | $100,000 | 2.03% | 2.05% |
The rates listed here are for illustration purposes only; rates may vary and are subject to change without notice. Fees could reduce earnings. APY is offered as of 3/23/2026.
Click here for complete details on account disclosures.
*All share rates are based on Annual Percentage Yield (APY).
When you want secure growth and the ability to withdraw cash when you need it, TAPCO Credit Union's Money Market Accounts provide the ideal blend. And with our tiered rate system, you earn a higher dividend rate when you maintain a larger balance. It's easy to tap into your money anytime, too.
Grow Your Money the Safe Way
Watch your savings grow with a low-risk investment option. With our high-interest CDs, you’ll enjoy guaranteed returns and the security of NCUA insurance.