Visa Secured Credit Card
Build credit. Build momentum.
The TAPCO Visa® Secured Credit Card works like a traditional credit card while helping you establish or rebuild your credit history.
Your credit limit is secured with funds you deposit into your TAPCO account, making it an excellent option for members who want to build credit through responsible everyday use.
FeaturesCredit limit backed by your secured funds in your TAPCO account
Accepted anywhere Visa is accepted
Payments are reported to the major credit bureaus.
Convenient for everyday purchases
Secure online and mobile account management
Who Is This Secured Credit Card For?
Building revolving credit history
How to get started 1 Apply for your card Complete your secured credit card application online or visit a TAPCO branch. Membership eligibility and credit approval are required. 2 Fund your account Make sure the funds required to secure your credit limit are in your TAPCO account within 30 days of credit approval. You will not receive your card until the required funds are in your account. 3 Activate and use your card Once you receive your card, activate it and begin using it for everyday purchases. Make your payments on time and manage your card responsibly.
Start building your credit today
Apply for a Visa Secured Credit Card online, or stop by a TAPCO Credit Union branch near you.
Yes. The funds required to secure your credit limit must be in your TAPCO account within 30 days of credit approval. You will not receive your card until those funds are in your account.
The funds required to secure your credit limit must be in your TAPCO account before you can receive your card. Once your card arrives, activate it and begin using it for everyday purchases. Make your payments on time and manage your card responsibly.
When you apply, we review your payment history with TAPCO and the other accounts on your credit report. Your other credit accounts must also be in good standing, even if you have made all your TAPCO payments on time. Moving to an unsecured credit card is subject to credit approval.
Membership eligibility and credit approval required. The credit limit is secured by funds held in your TAPCO account. Rates, fees and terms are subject to change. We report account activity to consumer reporting agencies. Responsible card use may help establish or rebuild credit, individual results vary and are not guaranteed. See the Visa Credit Card Application and Solicitation Disclosure and Credit Card Agreement for complete terms and conditions.