Earn more with TAPCO Rewards Checking
With TAPCO Rewards Checking, your everyday purchases or monthly savings can turn into real rewards.
- May 16, 2025
- 1 min
Your checking account should do more than store your money—it should reward you. With TAPCO Credit Union’s Rewards Checking, you can choose how you earn: high interest on your balance or cash back on everyday purchases. Whether you save more or spend more, TAPCO has a checking option that fits your lifestyle.
Two Ways to Get Rewarded
TAPCO Rewards Checking offers two flexible options:
High-Yield Checking
Earn 4.00% APY* on balances up to $7,500^ when monthly qualifications are met. This account is ideal for members who keep a higher balance, helping your money grow while giving you the flexibility to spend as needed.
Cash Back Checking
Earn 2% cash back^ on up to $500 in debit card purchases each month. TAPCO’s Cash Back Checking is perfect for members who use their debit card frequently and want to be rewarded for everyday purchases.
How to Qualify for Rewards
- Make at least 15 debit card purchases^
- Enroll in eStatements
- Be enrolled in Online Banking and log in at least once every 45 days
Shared Features That Add Value
- No direct deposit requirement
- Convenient access to next-generation digital banking
- Mobile check deposit, online bill pay, and in-app card controls
- No monthly maintenance fees when qualifications are met
- No minimum balance requirement
- Access to a nationwide network of surcharge-free ATMs
- Local, trusted service
Already a TAPCO member?
Send a secure message through Online Banking, visit any branch, or call to open a new Rewards Checking account or convert your current account today.
Not a member yet?
Join TAPCO and open your Rewards Checking account online. It’s fast and easy. Or stop by a branch near you.
*APY=Annual Percentage Yield. No monthly service fee is charged for any checking account during the month that it is opened. All Checking Accounts require TAPCO membership. Must meet qualifying criteria to open checking account. Offers may change at any time. Fees could reduce earnings. See complete details on account disclosures.
**Must qualify for debit card and Courtesy Pay. ^Minimum of 15 debit card transactions of $3 or more per month. If Monthly Rewards Checking requirements and qualification not met at month end, High Yield Checking will receive 0.00% APY and Cash Back Checking will receive no cash back for the month.
