Earn more with TAPCO Rewards Checking

Your checking account should do more than store your money—it should reward you. With TAPCO Credit Union’s Rewards Checking, you can choose how you earn: high interest on your balance or cash back on everyday purchases. Whether you save more or spend more, TAPCO has a checking option that fits your lifestyle.

Two Ways to Get Rewarded

TAPCO Rewards Checking offers two flexible options:

High-Yield Checking

Earn 4.00% APY on balances up to $7,500 when monthly qualifications are met. This account is ideal for members who keep a higher balance, helping your money grow while giving you the flexibility to spend as needed.

Cash Back Checking

Earn 2% on up to $500 in debit card purchases each month. TAPCO’s Cash Back Checking is perfect for members who use their debit card 
frequently and want to be rewarded for everyday purchases.

How to Qualify for Rewards

• Make at least 15 debit card purchases of $3 or more
• Enroll in eStatements
• Be enrolled in Online Banking and log in at least once every 45 days

Shared Features That Add Value

• No direct deposit requirement
• Convenient access to next-gen digital banking
• Mobile check deposit, online bill pay, and in-app card controls
• No monthly maintenance fees when qualifications are met
• No minimum balance requirement
• Access to a nationwide network of surcharge-free ATMs
• Local, trusted service