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Bonney Lake Branch | TAPCO Credit Union

TAPCO Bonney Lake Branch

TAPCO’s Bonney Lake Branch is your local credit union for Bonney Lake, Sumner, Lake Tapps, Tehaleh, Prairie Ridge, and Buckley. As part of the South Sound community, we offer personalized banking with real people who know the area and understand your financial goals. 

Visit Our Bonney Lake Branch

Address
19371 WA-410 E
Bonney Lake, WA 98391

Phone
253.565.9895

Hours
Monday–Friday: 9:00 AM–5:30 PM
Saturday: 9:00 AM–1:00 PM

Services and Amenities 

  • Drive Up
  • ATM Drive Up
  • Night Drop
  • Shared Branching
  • On-Site Parking
  • Notary
  • Safe Deposit Boxes

Your Community. Your Goals. Your Financial Partner

Checking Accounts

Finding the right checking account should be simple. TAPCO offers flexible options for everyday banking, earning rewards, building financial confidence, and supporting your needs through different stages of life. Explore our checking accounts and find the one that fits your lifestyle.

View Checking Accounts 

Credit Cards

Ready to put your spending to work? Check your rate with no impact to your credit score†, then choose the TAPCO credit card that fits your lifestyle. Enjoy our lowest rate with Visa Premium or earn rewards on everyday purchases with Visa Gold. Compare credit cards and see which one best fits your needs.

View Credit Cards

Home Equity Loans

Your home may be one of your biggest financial assets. Put its equity to work with a Home Equity Line of Credit (HELOC) or a fixed home equity loan that fits your needs. From remodeling projects and debt consolidation to weddings, tuition, or unexpected expenses, you'll have access to funds when you need them most.

Explore Home Loans

Serving the Bonney Lake, WA Community

Located along State Route 410 E, TAPCO’s Bonney Lake Branch provides local banking services and personalized financial guidance for people living and working in Bonney Lake, Sumner, Lake Tapps, Tehaleh, Prairie Ridge, and Buckley. From everyday checking andsavings accounts to auto loans, boat loans, RV loans,home loans, and financial guidance, our team is here to help members work toward their goals with support close to home.

At TAPCO, we believe a credit union branch should be more than a place to complete transactions. It should be an active part of the community it serves. Our Bonney Lake team enjoys building relationships with local businesses, participating in community events, and helping members make informed financial decisions near where they live, work, attend school, and spend time with family and friends.

Our branch is conveniently located for a day at Allan Yorke Park, time near the waterfront at Lake Tapps, a walk along the Fennel Creek Trail, errands along the State Route 410 corridor, or a quick stop at nearby favorites like Target, Costco, and Lowe’s. From managing everyday finances after running errands to preparing for weekends on the water with boat financing or planning your next road trip with an RV loan, TAPCO is here to help you reach your goals with trusted, people-first financial guidance close to home.

Tap Into What's Happening in Bonney Lake, WA

Free Santa Photos at TAPCO Credit Union Bonney Lake Branch

A look back at the holiday cheer, family photos, and community connections that made our free Santa photo event at TAPCO’s Bonney Lake Branch so memorable.

Read More

Bonney Lake Community Rallies Around Local Student Athletes

See how TAPCO’s Bonney Lake Branch and Puget Sound Volleyball Academy brought the community together to raise approximately $3,500 for local student athletes.

Read More

How a Financial Wellness Workshop Sparked a Community Partnership

Discover how a financial wellness workshop between TAPCO Credit Union and Valeo Vocation grew into a lasting partnership that continues to create opportunity beyond banking.

Read More

Why Choose TAPCO?

Choosing a financial institution is about more than where you keep your money. It's about finding a partner that supports your goals, understands your community, and makes banking easier every step of the way. Here are a few reasons why thousands of people across Pierce County choose TAPCO.

Local, People-First Service

Real people who know your community and are here to help.

More Value

Competitive rates, fewer fees, and solutions that fit your goals.

Modern & Convenient

Bank anytime with our app, digital wallet, shared branching, and thousands of ATMs.

Community Focused

For more than 90 years, we've supported the people, businesses, and neighborhoods we proudly serve.

Ready To Become a TAPCO Member?

Visit any TAPCO branch or become a member online to open your new account.

Still have questions? Stop by your nearest branch or see why members have rated us so highly on Google. We'd love to help.

Frequently Asked Questions

TAPCO’s Bonney Lake Branch is your local credit union for Bonney Lake, Sumner, Lake Tapps, Tehaleh, Prairie Ridge, and Buckley. As part of the South Sound community, we offer personalized banking with real people who know the area and understand your financial goals.

Visit the Bonney Lake Branch

Yes! The TAPCO Bonney Lake Branch offers youth accounts designed to help children and teens build strong financial habits from an early age. Our team is happy to help you choose the right account and answer any questions about getting started.

Learn More

Yes. The TAPCO Credit Union Bonney Lake Branch is part of the CO-OP Shared Branch network, giving members access to thousands of participating credit union locations nationwide. You can perform many everyday transactions, including deposits, withdrawals, loan payments, and transfers, even when you're away from a TAPCO branch.

Find a Shared Branch.

Yes. You can open a TAPCO checking account at our Bonney Lake Branch with help from our local team. We'll walk you through our checking account options and help you choose the account that best fits your everyday banking needs and financial goals. Compare our checking accounts or visit the Bonney Lake Branch to get started.

Open an Account

Yes. The TAPCO Bonney Lake Branch offers both Home Equity Loans and Home Equity Lines of Credit (HELOCs) for eligible members. Use your home's equity to finance home improvements, consolidate debt, pay for education, or cover other major expenses with a solution tailored to your needs. Explore our Home Equity Loans and HELOC options online or visit the Bonney Lake Branch to learn more.

Apply for a Loan

Membership is open to individuals who live, work, worship, or attend school in Washington State, as well as eligible family members. If you're unsure whether you qualify, our team is happy to help you determine your eligibility and walk you through the membership process. 

Learn About Membership Eligibility

Becoming a TAPCO member is easy. To open an account, you'll need:

  • A valid government-issued photo ID.
  • Your Social Security number or Individual Taxpayer Identification Number (ITIN).
  • Your date of birth and current contact information.
  • The minimum opening deposit required for your membership savings account.

You can become a member online or visit any TAPCO branch, where our team will guide you through the process and help you choose the accounts and services that best fit your financial goals.

TAPCO offers Online and Mobile Banking so you can securely manage your accounts anytime, anywhere. Once you become a member and have your account number, you can register for Online Banking by following these steps:

  1. Select Register for Online Banking from the TAPCO Mobile Banking app login screen or the Login dropdown at TAPCOcu.org.
  2. Choose your account type: individual (primary account holder or joint owner) or business.
  3. Enter your required information, including your member number for verification.
  4. Verify your identity using the security code sent by text, email, or voice message.
  5. Create your username and password.
  6. Accept the Terms and Conditions.
  7. Register your device to receive notifications and help keep your account secure.

For detailed registration instructions, visit TAPCO Credit Union Online Banking.

TAPCO proudly serves the greater Pierce County area with multiple convenient branch locations, including:

  • Main Branch
  • 6th Avenue
  • Bonney Lake
  • Canyon Road
  • Frederickson
  • Gig Harbor

Each branch offers personalized service, with many providing access to ATMs, safe deposit boxes, and other financial services.

View all branch locations

All loans are subject to credit approval. Your rate and credit limit will be determined on individual creditworthiness and qualifications. Verification of income may be required. Must be 18 years of age to qualify for a loan. Membership is required. 


Checking your rate uses a soft credit inquiry and will not affect your credit score. The rate and term shown is a prequalification and is not a guarantee of loan approval. If you choose to continue with a full application, TAPCO Credit Union will request a full credit report, which is considered a hard credit inquiry and may affect your credit score. Final approval is subject to credit approval, collateral requirements, verification of information, and any documents requested by the credit union, such as income verification, personal identification, and collateral verification. Not all applicants will qualify.