Auto Loans
Ready for a new ride or to refinance your existing loan? Start with TAPCO by checking your rate without affecting your credit score†︎.
Drive away happy enjoying that new-loan smell
When it comes to your next vehicle, you have hundreds of choices. When it comes to financing, that choice is simple. TAPCO Auto Loans provide the affordable financing you need.
You could save money on purchases or refinances
100% financing available for new and used vehicles
Choose from various terms to fit your budget
In-house loan processing leads to faster approvals
Green Autos
Going electric? There are lots of exciting eco-friendly vehicles on the market, and our Green Auto Loan can help you save money and the environment.
- Includes hybrid, electric and other low-emission vehicles
- Get a 0.25% APR rate discount* if the vehicle you want qualifies as a Green Auto under the EPA's SmartWay® program
Refinance Your Auto Loan
If you love your vehicle but not your loan, we can help! Bring your auto loan from another institution to TAPCO and see how much money you could save by refinancing. Apply online now or contact us for more information.
AutoSMART
AutoSMART is an all-in-one resource when you're shopping for a new vehicle. Browse their inventory and also check out great deals from some of our local dealer partners. AutoSMART participates in Credit Union Direct Lending's program, which means you can buy your vehicle from hundreds of participating dealerships in Washington and get TAPCO financing on the spot.
CARFAX
As you're researching your options, order a CARFAX Vehicle History Report to protect yourself against buying a used car with costly hidden problems. CARFAX searches its nationwide database and provides detailed reports in seconds based on the VIN.
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, loan term, and collateral conditions. Verification of income may be required. Must be 18 years of age to qualify. Membership required. All loans subject to approval.
†︎Prequalification is not a guarantee of loan approval. Final approval requires a full application including a credit inquiry (hard pull), collateral requirements of TAPCO Credit Union, and any documents requested by the credit union (i.e., verification of income, personal identification, collateral verification, etc.). Not all applicants will qualify.
*Qualifying green vehicles may be eligible for a 0.25% APR discount.
Drive Smarter, Save Bigger
Protect your ride with coverage that won’t break the bank. We offer personalized vehicle insurance options to keep you safe and save you money.