Credit Builder Loan

Build Credit Through Consistent Monthly Payments

A Credit Builder Loan is a simple way to establish or rebuild your credit history while developing positive financial habits.

Unlike a traditional loan, your TAPCO provided loan funds are held securely while you make fixed monthly payments. After successfully completing the loan, the funds are released according to your loan agreement.

Features Loan amounts from $500 to $2,500 Fixed monthly payments Terms up to 24 months Payments are reported to the major credit bureaus. Loan proceeds available after successful completion

Great For

Building credit for the first time Rebuilding credit Creating a positive payment history Learning responsible borrowing habits

Start building your credit today

Apply for a Credit Builder Loan at a TAPCO Credit Union branch near you.

Visit a Branch

Credit Builder Loans are secured by loan proceeds held in savings. Membership is required. Loans are subject to approval. See current rates, terms and disclosures at TAPCOcu.org/Loan-Rates, and TAPCOcu.org/TIS.