Start their savings era with a Youth Account

Open a new Youth Account,
Deposit $25, get $50 on us!*

Kick off their savings era: Deposit $25, get $50 on us!*

What era is the young person in your life in? Visit your local TAPCO branch to help kick off their savings era!

Just fund $25, We'll Give $50

A great start to any Savings Era!

No Fees

No monthly service charge, no overdraft fees.

Debit Card*

Includes a debit card, issued instantly (for teens 13-17)

Exclusive Perks

10% off annual membership packages at Point Defiance Zoo & Aquarium

Open a Youth Account at TAPCO Today

When you open a Youth Account at TAPCO, you’re choosing a community-focused, not-for-profit partner dedicated to the financial success and growth of our area's residents. It goes beyond products, your young person will gain real-world tools, guidance and support to build healthy money habits from day one.

Qualification and Documents Needed to Join:
  • Social Security Number / ITIN: Social security number is required for opening an account for both youth account (owner) and adult account (joint).
  • Government ID: Government-issued identification or driver's license required for the joint adult account.
  • Adult Joint: You must be at least 18 years old and a legal U.S. resident to open an account, in order to be joint on youth account.
  • Qualify for Membership: You must live, work, worship or go to school in the state of Washington or be a family member of someone who qualifies for membership.

Ready To Start Their Savings Era?

Visit any branch to open a new Youth Account today.
Still have questions? Send a secure message or call.

*Open a new youth membership between July 7, 2025 – August 30, 2025 and receive a $50 bonus when you deposit $25 at account opening. Offer valid for new youth memberships and limited to 1 bonus per person. Savings accounts must remain open for one year or you will forfeit the $50 bonus at early closure. 

Bonuses may be considered interest and may be reported on IRS Form 1099-INT. An adult (parent or legal guardian) must be a joint owner on the account. Credit-building options available to eligible teen members; approval subject to underwriting and a parent or guardian co-signer. Not all applicants will qualify. Membership eligibility required. Other restrictions may apply. TAPCO reserves the right to modify or end this offer at any time.