Skip Pay

 

Yep, you can skip a payment.

It’s one of the perks of being a member. Check out all the details below.

Skip a loan payment now and a second one later!

TAPCO Members may choose to skip a payment for your TAPCO Visa, Auto, and/or Personal Loan up to two times in one year*. Simply complete the Skip Pay Form online no later than 10 days prior to your loan due date.

SKIP PAY FORM

*By participating in TAPCO Credit Union's Skip Pay program, you request that TAPCO Credit Union defer your loan payment as indicated. You may request to skip up to two loan payments per loan per year within the 12 month calendar year. Minimum 90 days required between skipped loan payments per loan. Your loan(s) must be current (have no amount past due) to accept this offer. You agree and understand that: 1) Finance charges will continue to accrue at the rate provided in your original loan agreement, during and after this time; 2) deferring your payment will result in your having to pay higher total finance charges than if you made your payment as originally scheduled; 3) the payment deferral will extend the terms of your loan(s) and you will have to make extra payment(s) after your loan(s) would otherwise be paid off; 4) you will be required to resume your payments the month immediately following the month chosen to skip; 5) a fee of $40 per loan per skip will be deducted from a savings or checking account for this service at the time the request is processed. All deferrals are subject to TAPCO Credit Union approval. Certain restrictions may apply. Excludes all real estate loans.

 

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