Auto Loans


Save more for gas. Drive off with a rate you'll love.

At TAPCO, you’ll find a great local rate and a variety of terms to meet your needs. 100% financing available on new and used vehicles. Refinance with us and get 2% cash back.*

Check Rates Apply Online Contact Us

Refinance and Get 2% Cash Back

Have a car loan elsewhere? Refinance with TAPCO for a great rate today and start saving tomorrow. Plus, we’ll give you 2% of your loan amount back in cash.** Apply online now or contact us for more information.

Get $200 Cash When You're Pre-Approved***

Have your next car drive up the savings and put a little extra cash in your pocket! Get $200 cash back when you're pre-approved and book your next auto loan with TAPCO. Apply online now! 

Check out the great deals at some of our local dealer partners. Or visit AutoSMART—your one-stop source for shopping, pre-approvals and more!

Subaru of Puyallup

Gene Pankey Motor Company

Titus Will Ford

Titus-Will Chevrolet Buick Cadillac-Olympia


Titus Will Toyota

Rainier Dodge

Mullinax Ford


Need car buying advice?

It can be easy to make mistakes when buying a new car. Before you head to the dealership for a test drive, watch our Happier Banking 101 video on Car Buying to ensure your next vehicle purchase is the right investment for you.

Other Resources

Do your research first before buying a new or used vehicle. There are many valuable resources for you to access free advice before you make the big purchase:

Credit Union Direct Lending (CUDL)

Get TAPCO's auto financing right at the dealership. TAPCO participates in CUDL's program, AutoSMART, allowing our members to finance their auto needs at hundreds of dealerships within Washington.

Order a CARFAX Vehicle History Report to protect yourself against buying a used car with costly hidden problems. Using the VIN number off of the vehicle, CARFAX searches its nationwide database and provides detailed reports in seconds.

*APR = Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, loan term,
and collateral conditions. All loans subject to approval. Offer not available to refinance existing TAPCO Credit Union auto loans. 

**Maximum cash back amount is $600 per loan. If you participate in the offer, you may receive a Form 1099-MISC for tax purposes at year-end. If loan is paid off within 24 months of opening, the 2% cash back will be forfeited and added to the payoff amount. Offer valid on auto loan refinances only. Offer not available to refinance existing TAPCO loans. Offer subject to change at any time. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, loan term, and collateral conditions. All loans subject to approval.

***Vehicle must be financed using standard financing terms through TAPCO Credit Union to qualify for cash incentive. Pre-approval offers expire after 60 days. All loans subject to approval. This offer cannot be combined with any other offer. 

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