Tacoma Firefighters Local 31
Join TAPCO Credit Union and Experience Exclusive Benefits for Tacoma Firefighters Local 31!
Why Choose TAPCO?
TAPCO has partnered with Tacoma Firefighters Local 31 to provide its members with exclusive financial benefits that recognize their dedication and service to the community. As a TAPCO member, you’ll gain access to customized banking solutions designed to support your financial well-being, whether you're saving for the future, managing day-to-day expenses, or planning for life’s big moments. TAPCO is the credit union founded by and for firefighters and first responders, serving Pierce County since 1934.
Receive the $25 initial membership deposit on us
Get your hard-earned money a day before everyone else.
Earn a $100 reward after your first direct deposit of $500 or more.**
- Earn a $100 bonus* after your first
direct deposit of $500 or more. - Earn $150 for opening a new TAPCO credit card
- Earn $250* on your auto loan
- Earn a $250* mortgage appraisal discount
- Get $25 membership deposit covered
- .25% APY* CD Rate Bumps
- .25% APR* Loan Discounts
- Early Access to Paychecks*
- No-fee Gift Cards, CU Checks, and ATM Usage*
- Personalized Financial Coaching
- *Please see full disclosures for complete terms
“At TAPCO, our mission is to Bring Humanity to Financial Services.” - Justin Martin, CEO
Ready to Experience the TAPCO Difference?
Stop by a Branch Location or call us at 253.565.9895 to get started today!
New members may qualify for cash bonuses on direct deposit ($100), credit cards ($150), and auto loans ($250), plus a $250 mortgage appraisal discount. Additional benefits include free checks, no TAPCO fees on gift cards or non-TAPCO ATMs†, and exclusive rate discounts and boosts. Must join as an eligible Affinity Group member. Offers subject to approval and change. Bonuses may be taxable. Terms apply. See full details below. Insured by NCUA. Equal Housing Opportunity.
†ATM owners may charge a fee.
AFFINITY GROUP MEMBER BENEFITS DISCLOSURE
$100 Direct Deposit Bonus Earn a $100 bonus after your first qualifying direct deposit of $500 or more. Direct deposit must be received within 90 days of membership opening. Bonus will be deposited into your TAPCO savings account within 45 days of meeting requirements.
$150 Credit Card Bonus Earn a $150 bonus when you open a new TAPCO credit card. Bonus will be deposited into your TAPCO savings account within 45 days of meeting requirements. Subject to credit approval. Existing TAPCO credit card accounts are not eligible.
$250 Auto Loan Bonus Receive a $250 bonus when you fund a new or refinanced (non-TAPCO) auto loan within 90 days of membership opening. Members may finance multiple vehicles and receive a $250 bonus for each funded loan. Bonus will be deposited into your TAPCO savings account within 45 days of loan funding. Existing TAPCO auto loans are not eligible.
$250 Mortgage Appraisal Discount Receive a one-time $250 discount* on your appraisal fee, applied at loan closing. Discount valid on qualifying real estate loans. Cannot be combined with other appraisal discounts. Subject to credit approval and property eligibility.
Additional Member Benefits
These benefits are available throughout your TAPCO membership:
- $25 membership fee covered at account opening
- 0.25% APR reduction on qualifying loans**
- 0.25% APY bump on new Certificates of Deposit (excludes renewals)
- Early access to direct deposit paychecks, up to 2 days early (dependent on payer and file timing; availability may vary)
- No TAPCO fees on gift cards or non-TAPCO ATM usage†
- Free TAPCO checks
- Free ATM usage at all TAPCO ATMs and access to 30,000+ CO-OP surcharge-free ATMs†
Offers are available to new and existing Affinity Group members who join TAPCO Credit Union and meet qualifying criteria. Membership eligibility and verification of employment or affiliation are required. Terms and conditions apply. Bonuses may be considered taxable income; please consult your tax advisor.
All cash bonuses must be earned within 90 days of opening a membership as an affinity partner.
All loans subject to approval. APR = Annual Percentage Rate. APY = Annual Percentage Yield.
Existing TAPCO loans and CDs are not eligible for rate adjustments. Offers subject to change without notice.
* Mortgage appraisal fee discount does not apply to third-party mortgage loans.
** Loan discount does not apply to Visa®, real estate, or member business loans. Applies only to new loans.
† Non-TAPCO ATM owners may impose a surcharge fee.
Insured by NCUA.
Equal Housing Opportunity.