Get $150 With Cash Back Checking | TAPCO Credit Union

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TAPCO Credit Union New member offer GET $150 And keep earning cash back. Open Cash Back Checking and complete the offer requirements within 60 days. Open an Account See How It Works New TAPCO members only. Restrictions apply. Insured by NCUA. Three adults standing behind a phone displaying TAPCO Digital Banking TAPCO Credit Union New member offer GET $150. And keep earning cash back. Open Cash Back Checking and complete the offer requirements within 60 days. Open an Account See How It Works New TAPCO members only. Restrictions apply. Insured by NCUA. Three adults standing behind a phone displaying TAPCO Digital Banking TAPCO Credit Union New member offer GET $150. And keep earning cash back. Three adults standing behind a phone displaying TAPCO Digital Banking Open Cash Back Checking and complete the offer requirements within 60 days. Open an Account See How It Works New TAPCO members only. Restrictions apply. Insured by NCUA.

Three simple steps How to get $150 Open Cash Back Checking and complete the offer requirements within 60 days. 1 Open Cash Back Checking Become a new TAPCO member and open your account October 1 through December 31, 2026. 2 Set Up Direct Deposit Receive $500+ in qualifying direct deposits in your new account within 60 days of opening. 3 Connect and Activate Enroll in Digital Banking and eStatements.
Activate your TAPCO debit card. Open an Account New TAPCO members only. Restrictions apply. Three simple steps How to get $150 Open Cash Back Checking and complete the offer requirements within 60 days. 1 Open Cash Back Checking Become a new TAPCO member and open your account October 1 through December 31, 2026. 2 Set Up Direct Deposit Receive $500+ in qualifying direct deposits in your new account within 60 days of opening. 3 Connect and Activate Enroll in Digital Banking and eStatements.
Activate your TAPCO debit card. Open an Account New TAPCO members only. Restrictions apply.
Keep the rewards coming Earn up to $120 cash back each year.1 Earn 2% cash back on up to $500 in qualifying debit card purchases each month when monthly requirements are met. $500 Qualifying purchases $10 Cash back monthly $120 Potential each year TAPCO member celebrating cash back rewards $500 Qualifying purchases each month $10 Cash back each month $120 Potential each year Complete at least 15 qualifying debit card purchases during the month to earn cash back. Additional requirements apply.
TAPCO Digital Banking showing Cash Back Checking, an Emergency Fund, a credit score, and recent transactions TAPCO Digital Banking Banking that keeps up with you. Manage your money wherever you are with convenient tools built into TAPCO Digital Banking. TAPCO Digital Banking showing Cash Back Checking, an Emergency Fund, a credit score, and recent transactions Get Paid Early Access qualifying direct deposits before payday. Free Credit Score View your credit score and credit report anytime for free. Pay With Your Phone Add your TAPCO debit card to Apple Pay or Google Pay. Deposit Checks Snap a photo and deposit from anywhere. Plus, transfer funds, send money with Zelle®, control your cards, pay bills, and make loan payments.
Get Rewarded Every Month Cash Back Checking, at a glance. Meet the monthly account requirements to earn cash back on qualifying debit card purchases. 2% Cash Back Earn 2% cash back on up to $500 in qualifying debit card purchases each month. 15+ Qualifying Purchases Complete at least 15 qualifying debit card purchases and log in to Online Banking during the month. $0 Monthly Account Fee Stay enrolled in eStatements to avoid the monthly account fee.
TAPCO staff Community Impact Banking for stronger futures. TAPCO works alongside schools, educators, nonprofit organizations, businesses, and community partners to expand access to financial knowledge, education, housing, and opportunity. When you choose TAPCO, your membership helps support a financial cooperative focused on people and community. In 2025, 84% of members’ deposits were loaned back to members. A few examples of TAPCO’s community impact in 2025: 650 Financial Wellness Participants Reached through 62 financial wellness workshops with 15 community organizations. $1 Million Committed to Affordable Housing TAPCO also supported the creation of 245 affordable workforce housing units through HomeSight mortgage purchases. $75,000 Invested in Education Supported Tacoma Community College’s new EMS Lab, in addition to $25,000 awarded in scholarships. $118,450 Invested in Our Community Provided through community donations and sponsorships in 2025.
New Member Offer Ready to get $150? Open Cash Back Checking and complete the offer requirements within 60 days. Open an Account Read the FAQs New TAPCO members only. Membership eligibility and other restrictions apply. Insured by NCUA.

Eligible new TAPCO members can earn a $150 bonus when they open a new TAPCO membership and Cash Back Checking account between October 1 and December 31, 2026, enroll in Digital Banking with eStatements, activate their TAPCO debit card, and receive qualifying direct deposits totaling at least $500 within 60 calendar days of account opening.

The offer is available to eligible new TAPCO members who open Cash Back Checking between October 1 and December 31, 2026.


To qualify for TAPCO membership, an individual must live, work, worship, or attend school in Washington State, or be a family member of someone who qualifies for membership. They must also be a legal U.S. resident, be at least 18 years old, have a valid Social Security number or ITIN, and have a valid government-issued ID.


For this offer, a new member is someone who does not currently have a TAPCO membership with a Primary Share Savings account. Joint owners on an existing TAPCO account who do not have their own Primary Share Savings account may also qualify. Former TAPCO members may qualify if their previous membership has been closed for at least three years. Limit one bonus per person.

Complete these three steps:

  1. Open Cash Back Checking
    Become a new TAPCO member and open Cash Back Checking between October 1 and December 31, 2026.

  2. Set Up Direct Deposit
    Receive one or more qualifying direct deposits totaling at least $500 in your new Cash Back Checking account within 60 calendar days of opening.

  3. Connect and Activate
    Enroll in Digital Banking and eStatements, and activate your TAPCO debit card within 60 calendar days of opening.

A qualifying direct deposit is an electronic deposit of payroll, pension, Social Security, or other government benefits made to your Cash Back Checking account by an employer, government agency, or other outside agency.


Cash deposits, checks, mobile deposits, internal or external account transfers, wire transfers, and person-to-person payments, including Zelle and Cash App, do not qualify. Qualifying deposits must post to the account and no longer be pending.

No. One or more qualifying direct deposits may be combined to reach the $500 requirement, as long as they total at least $500 and are received within 60 calendar days of opening the account.

TAPCO reviews qualifying accounts after the end of each month. If you have completed all offer requirements, the $150 bonus will be deposited into your Cash Back Checking account within 45 days after all requirements are met.


Your account must remain open and active for one year after account opening or the bonus may be forfeited.

Yes. Eligible accounts may be opened online or at any TAPCO branch during the promotional period.

No. eStatement enrollment is included automatically when you register for Digital Banking.

No. The $150 bonus is a one-time new member offer. Cash Back Checking also allows you to earn 2% cash back on up to $500 in qualifying debit card purchases each month, for up to $10 cash back per month, when the monthly account requirements are met.

You can earn 2% cash back on up to $500 in qualifying debit card purchases each month, for a maximum of $10 per month.


To earn cash back, you must complete at least 15 qualifying in-person or online point-of-sale debit card purchases during the month, be enrolled in Digital Banking and eStatements, and log in to Digital Banking at least once every 45 days. Qualifying transactions must post and clear by the end of the month. Person-to-person payments, including Cash App and Zelle, do not qualify.

Open a new TAPCO membership and Cash Back Checking account between October 1 and December 31, 2026, and receive a $150 bonus after completing all offer requirements within 60 calendar days of account opening: enroll in Digital Banking and eStatements, activate your TAPCO debit card, and receive one or more qualifying direct deposits totaling at least $500 into your new Cash Back Checking account. eStatement enrollment is included automatically when you register for Digital Banking.

A minimum opening deposit of $5 is required for Cash Back Checking. Establishing TAPCO membership also requires opening a Primary Share Savings account with a minimum opening deposit of $25. The Primary Share Savings requirement is a condition of membership and is separate from the Cash Back Checking opening deposit.

Offer available only to new TAPCO members. For purposes of this offer, a new member includes an individual who does not currently have a TAPCO membership with a Primary Share Savings account. Individuals who are joint owners on an existing TAPCO account but do not have their own Primary Share Savings account are eligible to be considered new members. Former TAPCO members are also eligible to be considered new members if their previous TAPCO membership has been closed for at least three years before opening the new membership. Limit one bonus per person.

A qualifying direct deposit is an electronic deposit of payroll, pension, Social Security, or other government benefits made by an employer, government agency, or other outside agency. Cash deposits, checks, mobile deposits, internal or external account transfers, wire transfers, and person-to-person payments, including Zelle and Cash App, do not qualify. Qualifying deposits must post to the account and no longer be pending.

The account must remain open and active for one year after account opening or the bonus may be forfeited. Eligibility is reviewed after the end of each month, and the bonus will be deposited into the qualifying Cash Back Checking account within 45 days after all requirements are met. Bonuses may be considered interest and may be reported on IRS Form 1099-INT. Membership eligibility required. Other restrictions may apply. TAPCO reserves the right to modify or end this offer at any time.

1. Cash Back Checking rewards: Monthly cash back rewards are separate from the $150 new member bonus. Earn 2% cash back on up to $500 in qualifying debit card purchases each month, for a maximum of $10 per month. The $120 annual maximum assumes you earn the full $10 reward in each of 12 months. To qualify, you must be enrolled in Digital Banking and eStatements, log in to Digital Banking at least once every 45 days, and complete at least 15 qualifying in-person or online point-of-sale debit card purchases that post and clear by close of business on the last day of the month. Person-to-person payments, including Cash App and Zelle, do not qualify. eStatement enrollment is included automatically when you register for Digital Banking. Stay enrolled in eStatements to avoid the monthly account fee.