13-Month CD Special
13-Month Certificate $500 minimum opening deposit.
New to TAPCO? Start with membership. Get Started Find a Branch Limited Time
New to TAPCO? Start with membership. Get Started Find a Branch
How to get started 1 Start with membership Already a member? Continue in Digital Banking. New members must first apply online, and establish a membership with TAPCO. You may also visit a branch location to establish your membership and open a CD. 2 Open and fund your certificate Once your membership is open, sign in to Digital Banking, link an external account if needed, and open your certificate with a $500 minimum deposit. 3 Plan for 13 months Keep your funds on deposit for the initial term. Early withdrawal penalties may apply.
Open your certificate Already a member? Open your 13-Month Certificate through Digital Banking with a $500 minimum opening deposit. Have funds available in a TAPCO account or link an external account if needed. Open in Digital Banking New to TAPCO? Opening your membership and your certificate are separate steps. 1. Start your membership Apply online and fund your Regular Savings account with $25. This is separate from your certificate’s opening deposit. 2. Allow time for processing Your membership must be fully processed and your account open before you can open your certificate. 3. Open your certificate Once your membership is open, sign in to Digital Banking, link an external account if needed, and open your 13-Month Certificate with a $500 minimum deposit. Start Your Membership Prefer to open in person? Find a TAPCO branch.
Earn 4.30% APY* for an initial 13-month term. The rate is fixed for that term.
The certificate requires $500. Membership also requires a separate $25 Regular Savings balance.
New to TAPCO? Start your membership application online or visit a branch. Existing members can open through Digital Banking or visit a branch.
Dividends compound and are credited monthly.
No additional deposits or partial principal withdrawals are allowed. Withdrawing principal closes the certificate; early withdrawal penalties may apply.
The certificate automatically renews at the standard 12-month rate and term then in effect. You have seven business days after maturity to withdraw without an early withdrawal penalty.
*APY = Annual Percentage Yield. 4.30% APY applies to the initial 13-month term; $500 minimum opening deposit. APY assumes dividends remain until maturity. Dividends compound and are credited monthly; transfers to another account do not compound. Withdrawals reduce earnings. Additional deposits and partial principal withdrawals are not allowed. A principal withdrawal closes the certificate. An early withdrawal penalty of 180 days' dividends may apply and may reduce principal. Automatically renews at the standard 12-month rate and term then in effect, with a seven-business-day grace period. Membership requires a separate $25 Regular Savings balance. Cannot be combined with other offers; subject to change. See full details. Insured by NCUA.
